How to Choose the Perfect House and Lot in Cavite for Your Family
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How to Choose the Perfect House and Lot in Cavite for Your Family

Cavite has become one of the top choices for real estate in the Philippines and for families settling near Metro Manila. This province perfectly balances urban convenience and suburban tranquility due to its growing infrastructure, family-friendly communities, and strategic location. Its proximity to Metro Manila makes it an ideal destination for those who want a peaceful yet accessible place to call home.

 

Top Consideration for the Perfect House and Lot in Cavite

When choosing the right house and lot in Cavite, your family’s comfort and lifestyle comes first. This blog covers the most essential factors to consider in finding the perfect fit, such as location, size, amenities, budget, and property inspection.

Let’s dive in and find the home that checks all your boxes.

1. Consider the location

First thing first, choose where you’re staying. You’ll want a house & lot in Cavite that fits your family’s lifestyle and ensures easy access to essential amenities and services.

  • Proximity to Metro Manila

Traveling to and from Cavite is now easier, thanks to major highways. Cavitex cuts travel time from Bacoor and Imus, while CALAX brings Metro Manila closer to areas like Rosario and Trece Martires, with trips taking just 30 minutes.

These highways also make discovering things to do in Cavite easier, from visiting historical sites to exploring vibrant attractions.—making the province’s historical spots more accessible.

  • Nearby schools and healthcare

Quality healthcare and education are some of the most essential things to secure when moving to a new place. You need to be able to access reputable schools and notable hospitals in Cavite if you choose to live here. Look for properties near top schools like De La Salle University-Dasmariñas or healthcare centers like the Imus Medical Center.

  • Access to commercial centers

Cavite also isn’t short on commercial hubs and recreation centers. Choose a property close to shopping malls, supermarkets, parks, and restaurants in Cavite. You can look into areas like Dasmariñas and Tagaytay, which are known for their mix of commercial hubs and family-friendly attractions.

  • Flood safety

Choose a flood-safe area and Ensure long-term safety and comfort for your family. Research flood maps and speak to local authorities to confirm your area’s safety. This awareness ensures your ideal property is in a flood-free zone.

 

2. Check the layout and size

Your house and lot should meet your family’s current and future needs. Think about the space your family requires today and how that might change in the coming years.

  • Number of bedrooms and bathrooms

If you plan to grow your family, consider extra bedrooms, like a guest room, for more space. You can also search for a lot for sale in Cavite to have more flexibility when designing your dream house. 

  • Living and dining areas

Open-plan layouts encourage family interaction and provide flexibility in designing living spaces. These areas make it easier to watch children and offer better visibility when cooking or doing other activities. Even in smaller homes, they create a sense of spaciousness.

  • Outdoor space

If you have children or pets, outdoor areas are perfect for playtime, family gatherings, or special occasions. Make sure the lot size accommodates those plans or extra space for a pool and other outdoor hobbies.

  • Parking

Make sure there’s enough parking for your car or motorcycle. Look for a garage or covered parking to protect your vehicle and plan for future parking needs.

  • Consider a lot-only property
    This approach lets you tailor every aspect of your home to your family’s needs and lifestyle. You can also choose unique architectural designs or sustainable materials that reflect your personality.

 

3. List the amenities offered

The amenities within a subdivision can significantly enhance your family’s quality of life. Subdivision features can provide convenience, security, and opportunities for recreation.

  • Gated communities and security

Safety is essential; your community should have surveillance systems and controlled access points. Gated communities with 24/7 security provide you and your loved ones peace of mind and a secure environment.

  • Recreational amenities

Choose subdivisions with parks, playgrounds, pools, sports facilities, and a clubhouse. These amenities promote an active lifestyle, give kids space to play, and encourage outdoor activities for a healthy, connected family life.

A clubhouse also provides a venue for events and community activities like birthdays, fitness classes, and holiday celebrations, making socializing and building relationships with neighbors easier.

 

3. Stick to a budget

Before you start house hunting, determine how much you will spend. You can narrow your options and avoid financial stress with a realistic budget.

  • Upfront costs

While the total amount may vary, prepare for upfront costs like reservation fees, down payments, and closing costs.

  • Mortgage payments

Ensure your family’s budget can manage the monthly mortgage. Experts recommend allocating no greater than 30% of your gross income to housing expenses.

  • Additional costs

Don’t forget to account for maintenance fees, property taxes, and homeowner association dues when calculating your budget. You wouldn’t want surprise expenses, especially when you’ve already had a budget set.

  • Financing options
    Explore financing alternatives such as bank loans, Pag-IBIG housing loans, or in-house financing. Each option has advantages and disadvantages, so select the one that best suits your financial situation.

 

4. Visit the property

Never skip a personal visit when choosing a house and lot in Cavite. It’s essential to see the property and assess its quality and surroundings.

  • Check for structural integrity

Inspect the house for any signs of damage or poor construction. Also, pay attention to the condition of walls, ceilings, floors, and plumbing systems.

  • Neighborhood environment

Visit the neighborhood at various times of the day to get a sense of its atmosphere. Consider factors like noise levels, traffic, and overall safety.

  • Talk to neighbors

Speak to current residents for valuable insights into the community, including potential concerns or hidden perks.

 

Your Dream Home in Cavite Awaits

Settling into a new home can be a stressful experience, but with the proper research and considerations, you can quickly make it a place to call home. Each step takes you closer to finding a home that suits your family’s needs and lifestyle—making you a true Caviteño.

Start your journey to homeownership today. Explore available options in Cavite and make the dream of a happy, secure family life a reality. Contact us today!

Frequently Asked Questions

Find answers to your queries from the categories below.

General Question
Can a foreigner purchase a condominium unit in the Philippines?

Yes, foreigners are allowed to own condominium units in the Philippines, as stated in Section 5 of Republic Act No. 4726, otherwise known as the Condominium Act.

Yes, on the condition that the parent or legal guardian signs the contract on behalf of the minor. Please contact us for more details.

Yes, you can upgrade your purchase. The Developer will first check if the preferred unit is still available. If it is still available, the Buyer will be required to submit a written request. Once the request is approved, a new contract will be drawn up for the upgraded unit.

Yes. The process to downgrade is similar to that of upgrading a unit purchase. However, all expenses incurred by the Developer (commission, incentives, penalties, downgrading fee, etc.) shall be deducted from the Buyer’s original contract price, in favor of the Developer.

What are the available payment terms?

There are several payment terms available – Cash Term, Bank Financing Term, Deferred Cash/Installment Term, and No Down Payment Term. Please contact us for more details as the availability of these payment terms also vary per project.

Yes, you may change or restructure your selected term, but this will also be subject to Management’s approval and we will be charging a minimal processing fee.

Yes, we accept payment in US dollars. The exchange rate shall be based on the date the payment is credited to the Developer’s account.

On or before the due date of the first (1st) monthly amortization, the Buyer is required to submit Postdated Checks for the remaining monthly amortizations (that is, until the end of the payment term).

The developer adheres to provisions as stipulated in Republic Act No. 6552 or the “Realty Installment Buyer Protection Act,” also known as the Maceda Law. This law states that when the Buyer has paid at least two (2) years of installments, the seller/developer shall refund 50% of the total payments made if there is a cancellation on the purchase. For payments less than two years, the provisions as stipulated in the Contract to Sell will prevail.

How much is the reservation fee?

Reservation fees vary per project from Php ____ to Php ______.

Requirements to officially reserve a unit or lot are as follows:

1. Full payment of the Reservation Fee

2. Photocopy of one (1) valid government-issued IDs of Principal Buyer/s and Spouse/s (if applicable). Valid government-issued IDs with photos and signatures:

  • Passport
  • Driver’s License
  • GSIS ID
  • SSS ID
  • Professional Regulatory Commission ID
  • Tax Identification Number ID card
  • Senior Citizen ID
  • Postal ID
  • Photocopy of TIN ID card or BIR validated 1904 form

3. Fully accomplished and signed Reservation Application

4. Fully accomplished Buyer’s Information Sheet. For purchase under a Corporation, the following additional documents are required:

  • Articles of Incorporation and By-Laws (photocopy)
  • Secretary’s Certificate indicating the name of authorized signatory (notarized)
  • BIR-validated 1903 or copy of Certificate of Registration
  • For the authorized signatory to submit items 2 and 3 above

The reservation is valid for thirty (30) calendar days from the settlement of reservation fee. Kindly submit all the required documents to finalize the unit booking.

No, the reservation fee is non-refundable and non-transferrable. As stated in the Reservation Application, the reservation fee will be forfeited in favor of the Developer if no succeeding payments are received.

Will I be allowed to inspect the Unit before the actual turnover?

Yes, the Hand Over Team will coordinate with the Buyer on the schedule of unit inspection.

Yes, the Buyer may assign a representative to accept the unit on his behalf thru a notarized Special Power of Attorney (SPA). The SPA is also required to bring a valid ID plus photocopy.

Yes, you may have your unit leased out.

Monthly Association Dues vary per project, depending on the operating expenses of the building. Association Dues are used to defray the cost of maintaining and operating the building’s common areas and facilities. These costs include administration/management fees, janitorial, security, taxes and licenses, insurances, real estate tax, maintenance of equipment water distribution, garbage collection, maintenance of sewage treatment plant, and other miscellaneous expenses.

The unit turnover will be scheduled when all the following conditions are met:

  • Full payment of the contract price (including penalties and interests, if applicable)
  • Complete submission of all the required sales documents (listed above)
  • Payment of related Advance Registration Charges (ARC).

No, this is not allowed. Buyers are encouraged to either avail of bank financing (with accredited banks) or in-house financing to pay the unit in its entirety.